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How the "Big Beautiful Bill" Might Affect Nurse Overtime Pay The "Big Beautiful Bill" (BBB) is set to become law soon, bringing changes to how overtime for nurses is taxed, specifically for 2025 through the end of 2028.

Retirement is a significant life change, and with it comes a host of questions and concerns. As you approach this exciting new chapter, it's natural to wonder about everything from finances and taxes to healthcare and how your daily life will shift.

Doctors, it often feels like the tax code was designed to be your adversary, a labyrinth of rules that can make saving for retirement a complex and frustrating endeavor.

Being proactive about taxes shouldn't end when you retire

To save you the brief read, I find for most people, delaying to age 70 results in the highest expected benefit from Social Security and the biggest impact on retirement spending overall

For decades, many of us get used to a steady rhythm: a paycheck arrives every week or two, bills are paid, savings are built, and life carries on. That simplicity is comforting. But when retirement comes, that regular paycheck disappears, and with it, the predictability we’ve leaned on for so long.

Your twenties and early thirties are some of the most powerful years for building wealth. The financial decisions you make now will compound over decades, making this the perfect time to establish smart money habits that pay off for life.